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BurbleBuzz.com/Zirga Group LLC Terms and Conditions

Website Use Policy

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF SERVICE AGREEMENT IS EFFECTIVE AS OF APRIL 1, 2016.

Acceptance Of Terms

The following Terms of Service Agreement (the "TOS") is a legally binding agreement that shall govern the relationship with our users and others which may interact or interface with Zirga Group, LLC, also known as Zirga Group, located at PO Box 364, Cedar Falls, Iowa 50613, and our subsidiaries and affiliates, in association with the use of the Zirga Group website, which includes burblebuzz.com (the "Site") and its Services, which shall be defined below.

Description Of Website Services Offered

The Site is a news and information website which has the following description:

news and edutainment

Any and all visitors to our site shall be deemed as "users" of the herein contained Services provided for the purpose of this TOS.

The user acknowledges and agrees that the Services provided and made available through our website and applications, which may include some mobile applications and that those applications may be made available on various social media networking sites and numerous other platforms and downloadable programs, are the sole property of Zirga Group, LLC. At its discretion, Zirga Group, LLC may offer additional website Services and/or products, or update, modify or revise any current content and Services, and this Agreement shall apply to any and all additional Services and/or products and any and all updated, modified or revised Services unless otherwise stipulated. Zirga Group, LLC does hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products. You, as the end user , acknowledge, accept and agree that Zirga Group, LLC shall not be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our Services and/or products. Your continued use of the Services provided, after such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not agree to the updated, modified, revised or modified terms, you must stop using the provided Services.

Furthermore, the user understands, acknowledges and agrees that the Services offered shall be provided "AS IS" and as such Zirga Group, LLC shall not assume any responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization settings.

Eligibility

You represent and warrant that you are at least 18 years of age. If you are under age 18, you may not, under any circumstances or for any reason, use the Services of this website. We may, in our sole discretion, refuse to offer the Services to any person or entity and change its eligibility criteria at any time. You are solely responsible for ensuring that this User Agreement is in compliance with all laws, rules and regulations applicable to you and the right to access the Services is revoked where this User Agreement or use of the Services is prohibited or to the extent offering, sale or provision of the Services conflicts with any applicable law, rule or regulation. Further, the Services are offered only for your use, and not for the use or benefit of any third party.

Privacy Policy

Every member's registration data and various other personal information are strictly protected by the Zirga Group, LLC Online Privacy Policy (see the full Privacy Policy at http://www.burblebuzz.com/info/privacy.php). As a member, you herein consent to the collection and use of the information provided, including the transfer of information within the United States and/or other countries for storage, processing or use by Zirga Group, LLC and/or our subsidiaries and affiliates.

Interstate Communication

Upon registration, you hereby acknowledge that by using burblebuzz.com to send electronic communications, which would include, but are not limited to, email, searches, instant messages, uploading of files, photos and/or videos, you will be causing communications to be sent through our computer network. Therefore, through your use, and thus your agreement with this TOS, you are acknowledging that the use of this Service shall result in interstate transmissions.

Cautions For Global Use And Export And Import Compliance

Due to the global nature of the internet, through the use of our network you hereby agree to comply with all local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting and/or transferring of software, technology and other technical data may be subject to the export and import laws of the United States and possibly other countries. Through the use of our network, you thus agree to comply with all applicable export and import laws, statutes and regulations, including, but not limited to, the Export Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the sanctions control program of the United States (http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

  1. are not on the list of prohibited individuals which may be identified on any government export exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of any other government which may be part of an export-prohibited country identified in applicable export and import laws and regulations;

 

  1. agree not to transfer any software, technology or any other technical data through the use of our network Services to any export-prohibited country;
  1. agree not to use our website network Services for any military, nuclear, missile, chemical or biological weaponry end uses that would be a violation of the U.S. export laws; and

 

  1. agree not to post, transfer nor upload any software, technology or any other technical data which would be in violation of the U.S. or other applicable export and/or import laws.

Content Placed Or Made Available For Company Services

Zirga Group, LLC shall not lay claim to ownership of any content submitted by any visitor or user, or make such content available for inclusion on our website Services. Therefore, you hereby grant and allow for Zirga Group, LLC the below listed worldwide, royalty-free and non-exclusive licenses, as applicable:

  1. The content submitted or made available for inclusion on the publicly accessible areas of Zirga Group, LLC's sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network Services is for the sole purpose of providing and promoting the specific area to which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Zirga Group, LLC's sites, and shall terminate at such time when you elect to discontinue your membership.

 

  1. Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly accessible areas of Zirga Group, LLC's sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network Services are for the sole purpose of providing and promoting the specific area in which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Zirga Group, LLC's sites and shall terminate at such time when you elect to discontinue your membership.
  1. For any other content submitted or made available for inclusion on the publicly accessible areas of Zirga Group, LLC's sites, the continuous, binding and completely sub-licensable license which is meant to permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and/or publicly display said content, whether in whole or in part, and the incorporation of any such Content into other works in any arrangement or medium current used or later developed.

 

Those areas which may be deemed "publicly accessible" areas of Zirga Group, LLC's sites are those such areas of our network properties which are meant to be available to the general public, and which would include message boards and groups that are openly available to visitors  .

Contributions To Company Website

Zirga Group, LLC provides an area for our users  to contribute feedback to our website. When you submit ideas, documents, suggestions and/or proposals ("Contributions") to our site, you acknowledge and agree that:

  1. your Contributions do not contain any type of confidential or proprietary information;

 

  1. Zirga Group shall not be liable or under any obligation to ensure or maintain confidentiality, expressed or implied, related to any Contributions;
  1. Zirga Group shall be entitled to make use of and/or disclose any such Contributions in any such manner as they may see fit;

 

  1. the contributor's Contributions shall automatically become the sole property of Zirga Group; and
  1. Zirga Group is under no obligation to either compensate or provide any form of reimbursement in any manner or nature.

 

Indemnity

All users herein agree to insure and hold Zirga Group, LLC, our subsidiaries, affiliates, agents, employees, officers, partners and/or licensors blameless or not liable for any claim or demand, which may include, but is not limited to, reasonable attorney fees made by any third party, which may arise from any content a  user of our site may submit, post, modify, transmit or otherwise make available through our Services, the use of  Zirga Group Services or your connection with these Services, your violations of the Terms of Service and/or your violation of any such rights of another person.

Commercial Reuse Of Services

The user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any commercial reason any part, use of, or access to Zirga Group's sites.

Modifications

Zirga Group, LLC shall reserve the right at any time it may deem fit, to modify, alter and or discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior notice. In addition, we shall not be held liable to you or to any third party for any such alteration, modification, suspension and/or discontinuance of our Services, or any part thereof.

Advertisers

Any correspondence or business dealings with, or the participation in any promotions of, advertisers located on or through our Services, which may include the payment and/or delivery of such related goods and/or Services, and any such other term, condition, warranty and/or representation associated with such dealings, are and shall be solely between you and any such advertiser. Moreover, you herein agree that Zirga Group, LLC shall not be held responsible or liable for any loss or damage of any nature or manner incurred as a direct result of any such dealings or as a result of the presence of such advertisers on our website.

Links

Either Zirga Group, LLC or any third parties may provide links to other websites and/or resources. Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and as such, we do not endorse nor are we responsible or liable for any content, products, advertising or any other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and agree that Zirga Group, LLC shall not be responsible or liable, directly or indirectly, for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the reliance on any such content, goods or Services made available on or through any such site or resource.

Proprietary Rights

You do hereby acknowledge and agree that Zirga Group, LLC's Services and any essential software that may be used in connection with our Services ("Software") shall contain proprietary and confidential material that is protected by applicable intellectual property rights and other laws. Furthermore, you herein acknowledge and agree that any Content which may be contained in any advertisements or information presented by and through our Services or by advertisers is protected by copyrights, trademarks, patents or other proprietary rights and laws. Therefore, except for that which is expressly permitted by applicable law or as authorized by Zirga Group, LLC or such applicable licensor, you agree not to alter, modify, lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works which are based on Zirga Group, LLC Services (e.g. Content or Software), in whole or part.

Zirga Group, LLC herein has granted you personal, non-transferable and non-exclusive rights and/or license to make use of the object code or our Software on a single computer, as long as you do not, and shall not, allow any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer, reverse assemble or otherwise make an attempt to locate or discern any source code, sell, assign, sublicense, grant a security interest in and/or otherwise transfer any such right in the Software. Furthermore, you do herein agree not to alter or change the Software in any manner, nature or form, and as such, not to use any modified versions of the Software, including and without limitation, for the purpose of obtaining unauthorized access to our Services. Lastly, you also agree not to access or attempt to access our Services through any means other than through the interface which is provided by Zirga Group, LLC for use in accessing our Services.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

  1. THE USE OF ZIRGA GROUP, LLC SERVICES AND SOFTWARE ARE AT THE SOLE RISK BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED ON AN "AS IS" AND/OR "AS AVAILABLE" BASIS. ZIRGA GROUP, LLC AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

 

  1. ZIRGA GROUP, LLC AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICESNSORS MAKE NO SUCH WARRANTIES THAT (i) ZIRGA GROUP, LLC SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) ZIRGA GROUP, LLC SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THAT SUCH RESULTS WHICH MAY BE OBTAINED FROM THE USE OF THE ZIRGA GROUP, LLC SERVICES OR SOFTWARE WILL BE ACCURATE OR RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, ANY INFORMATION OR OTHER MATERIAL WHICH MAY BE PURCHASED OR OBTAINED BY YOU THROUGH OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) THAT ANY SUCH ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED.
  1. ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAIN BY WAY OF ZIRGA GROUP, LLC SERVICES OR SOFTWARE SHALL BE ACCESSED BY YOUR SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU SHALL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR INTERNET ACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION OR MATERIAL.

 

  1. NO ADVICE AND/OR INFORMATION, DESPITE WETHER WRITTEN OR ORAL, THAT MAY BE OBTAINED BY YOU FROM ZIRGA GROUP, LLC OR BY WAY OF OR FROM OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.
  1. A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY UNKNOWN CONDITION OR UNDETECTED ELILEPTIC SYMPTOM IN USERS WHO HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU, ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC CONDITION, PLEASE CONSULT A PHYSICAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING OUR SERVICES: DIZZINESS, ALTERED VISON, EYE OR MUSCLE TWITCHES, LOSS OF AWARNESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.

 

LIMITATION OF LIABILITY

YOU EXPLICITY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT ZIRGA GROUP, LLC AND OUR SUBISDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTIAL, SPECIAL, CONSEQUENIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE, DATA AND/OR OTHER INTANGILBE LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:

  1. THE USE OR INABILITY TO USE OUR SERVICE;

 

  1. THE COST OF PRECURING SUBSTITUTE GOODS AND SERVICES;

 

  1. UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS AND/OR DATA;
  1. STATEMENTS OR CONDUCT OF ANY SUCH THRID PARTY ON OUR SERVICE;

 

  1. AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

Special Admonition Related To Financial Matters

Should you intend to create or to join any service, receive or request any such news, messages, alerts or other information from our Services concerning companies, stock quotes, investments or securities, please review the above Sections Warranty Disclaimers and Limitations of Liability again. In addition, for this particular type of information, the phrase "Let the investor beware" is appropriate. Zirga Group, LLC's content is provided primarily for informational purposes, and no content that shall be provided or included in our Services is intended for trading or investing purposes. Zirga Group, LLC and our licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted and/or made available by way of our Services, and shall not be responsible or liable for any trading and/or investment decisions based on any such information.

EXCLUSION AND LIMITATIONS

THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF EXCLUSION OF LAIBILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO YOU.

Third Party Beneficiaries

You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOS, that there shall be third-party beneficiaries to this agreement.

Notice

Zirga Group, LLC may furnish you with notices, including those with regards to any changes to the TOS, including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our website Services, or other reasonable means currently known or any which may be herein after developed. Any such notices may not be received if you violate any aspects of the TOS by accessing our Services in an unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed our Services in an authorized manner.

Trademark Information

You herein acknowledge, understand and agree that all of the Zirga Group, LLC trademarks, copyright, trade name, service marks, and other Zirga Group, LLC logos and any brand features, and/or product and service names are trademarks and as such, are and shall remain the property of Zirga Group, LLC. You herein agree not to display and/or use in any manner the Zirga Group, LLC logo or marks.

Copywright Or Intellectual Property Infringement Claims Notice & Procedures

Zirga Group, LLC will always respect the intellectual property of others, and we ask that all of our users to the same. With regards to appropriate circumstances and at its sole discretion, Zirga Group, LLC may disable and/or terminate the accounts of any user who repeatedly violates our TOS and/or infringes the rights of others. If you feel that your work has been duplicated in such a way that would constitute copyright infringement, or if you believe your intellectual property rights have been otherwise violated, you should provide to us the following information:

  1. The electronic or the physical signature of the individual that is authorized on behalf of the owner of the copyright or other intellectual property interest;

 

  1. A description of the copyrighted work or other intellectual property that you believe has been infringed upon;

 

  1. A description of the location of the site which you allege has been infringing upon your work;
  1. The physical address, telephone number, and email address;

 

  1. A statement, in which you state that the alleged and disputed use of your work is not authorized by the copyright owner, its agents or the law;
  1. And finally, a statement, made under penalty of perjury, that the aforementioned information in your notice is the truth and accurate, and that you are the copyright or intellectual property owner, representative or agent authorized to act on the copyright or intellectual property owner's behalf.

 

The Zirga Group, LLC Agent for notice of claims of copyright or other intellectual property infringement can be contacted as follows:

Mailing Address:
Zirga Group, LLC
Attn: Copyright Agent
PO Box 364
Cedar Falls, Iowa 50613

Telephone: 3192691960

Email:        contact@zirgagroup.com

Closed Captioning

BE IT KNOWN, that Zirga Group, LLC complies with all applicable Federal Communications Commission rules and regulations regarding the closed captioning of video content. For more information, please visit our website at burblebuzz.com.

General Information

ENTIRE AGREEMENT

This TOS constitutes the entire agreement between you and Zirga Group, LLC and shall govern the use of our Services, superseding any prior version of this TOS between you and us with respect to Zirga Group, LLC Services. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other Zirga Group, LLC Services, affiliate Services, third-party content or third-party software.

CHOICE OF LAW AND FORUM

It is at the mutual agreement of both you and Zirga Group, LLC with regard to the TOS that the relationship between the parties shall be governed by the laws of the state of Iowa without regard to its conflict of law provisions and that any and all claims, causes of action and/or disputes, arising out of or relating to the TOS, or the relationship between you and Zirga Group, LLC, shall be filed within the courts having jurisdiction within the County of Black Hawk, Iowa or the U.S. District Court located in said state. You and Zirga Group, LLC agree to submit to the jurisdiction of the courts as previously mentioned, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS

At any time, should Zirga Group, LLC fail to exercise or enforce any right or provision of the TOS, such failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

STATUTE OF LIMITATIONS

You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim or action arising out of or related to the use of our Services or the TOS must be filed within 2 year(s) after said claim or cause of action arose or shall be forever barred.

VIOLATIONS

Please report any and all violations of this TOS to Zirga Group, LLC as follows:

Mailing Address:
Zirga Group, LLC
Attn: Copyright Agent
PO Box 364
Cedar Falls, Iowa 50613

Telephone: 3192691960
Email:        contact@zirgagroup.com
users_post_information_or_communicate=yes:show

 

Product/Offer Policy

Most of our products and services are sold directly through third parties and we act only as an affiliate in these cases. Please check to make sure that the product that you've purchased was purchased from us directly before contacting us. You can also see additional information about this in the sections below.

Refund/Exchange Policy

We offer a 30 Money Back Guarantee on almost every product we offer. Please contact us through information on our contact page, in advance to obtain an RMA number (Return Merchandise Authorization) within 30 days of purchase date and return defective merchandise with RMA number from the information that is provided to you with your RMA number.
 

NOTE: Refunds sent with no RMA number, or mailed to the call center will be returned to sender.

Order Cancellation Policy

Please submit any cancellation via our contact page on this website.

 

Cancellations must contain the following: First name, last name, order number, and email address. This information must be identical to the information originally submitted on your order. Please provide additional contact information if different from the original contact information so that we may contact you if we have questions in regards to canceling your order.

 

Every effort will be made to accommodate the cancellation of your order, providing your order has not been charged and/or shipped out. In the event that a cancellation was submitted (via our contact page), and your order was shipped out after, we will gladly refund the complete balance charged including shipping upon return of the merchandise. However, if the cancellation was documented as received after the order was shipped, we will refund the merchandise total less shipping.

 

Warranty Policy

Shipping Costs 
Customer assumes all costs in shipping to us, and we assume the cost in shipping back to the customer. All replacement/repaired products are shipped UPS Ground unless a rush is requested. The cost of such a shipping upgrade is to be paid by the customer prior to shipment.

 

Warranty Procedure
We suggest you contact our tech support team first by contacting us via our contact page to determine whether the item is indeed defective before shipping. Then make an online return merchandise authorization (RMA) request. See Return Policy for more details. No phone call or email is necessary!

 

30-Day Warranty 
All physical products, (unless specifically stated otherwise), carry an implied, industry-standard 30-Day warranty against defects due to manufacturing or failure. Warranty does not include any use of the product that does not fall into the designed use of the product as intended by the manufacturer.

 

One-Year Warranty 
Please check your item for warranty information that was shipped with the product to obtain specific warranty information that is pertinent to your product.

 

Manufacturer Warranty 
Manufacturers sometimes offer additional warranty for their products.  Customers should contact the manufacturer for specific warranty information and availability.

Product Bonuses

Often, bonuses are offered as incentives to product offers. Product bonuses are never offered with any warranty and are not returnable. Basically, they're free for you to do whatever you like within the confines of the individual licensing that comes with the product bonus. Even if you ask for a refund for the product that you purchased that the bonus was associated with, you are free to keep the bonuses as a gift.

Third Party Offers

We do our best to maintain a high level of integrity and try to offer only the best products and services to the niches that we service. We value you as a customer and hope that you will remain with us for a long time. The products that we promote are not always our own products and you need to know that we receive a commission for promoting them exactly like a retail store receives a profit when they sell something in their store.

Although we do our best to test and review the products that we promote from third party vendors, it's possible that a product that we promote that's offered by a third party vendor may fall under our radar and for that we sincerely appologize. However in those cases, Zirga Group LLC, its associated websites, and companies, take no responsibility for third party offers or claims in reference to products that you may have purchased from them. If you've purchased a third party product and have a problem with the product or wish to return it within their alloted return period, please contact the party that you bought the product from directly.

Earning Disclosure

We're not above the law and we know that somewhere along the way either in a webinar or an email or some other form of communication you may actually hear us talk about money and how much money can be made. Well frankly, a whole lot of money can be made marketing online. So time for the disclaimer. See, we don't know you. We don't know how hard you're going to work. We don't know how much time you're going to invest in what you're taught. We don't know how serious you are about this or any other business. We don't know how trainable you are. We don't know how much you're going to take what you're taught to heart and actually put it into practice. We don't know how well you follow directions.


We can only assume that you're a bright articulate person who can follow training and actually DO what's required to make progress and make the training become beneficial to your business. However, we cannot and will not make any guarantee that you're going to make any money at all.


Be assured though that the trainings that we provide, either ourselves or through third parties, are the most up to date and relevant to the industry to date that we can find. As with any business, it takes hard work to make substantial income in this or any business and some people make no money at all.